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Finding the best health insurance or other policy, shouldn’t be a process that we engage in once. Reviewing your coverage, your needs, and your situation on a regular basis can save you hundreds of dollars each year and tens of thousands of dollars in your lifetime. You May Be Over Insured You May Have the

Today as more and more insurance is purchased online and by mail, many people are concerned about the potential of being ripped off. There are several things that you can do to avoid an insurance scam. Most of these suggestions apply both online and off. Make sure your insurance company is approved by the insurance

Finding a replacement for your health insurance coverage is very important when you have left your job and have thereby left your insurance package. However medical insurance is just one of the benefits that you had or should have had in your benefits package. Giving the same consideration to other aspects of insurance and financial

When looking for affordable family health insurance rates many people will make mistakes that cost them a lot of money. COBRA is often used inappropriately. People often fail to shop around. People sometimes select companies that have a poor history of paying claims. Not Seeking a COBRA Insurance Replacement Many people will take the path

Sometimes people believe that they can get a better deal by purchasing their insurance directly from the company. With many products this idea works. When you buy furniture or shoes directly from the factory, you may get a lower price than you would otherwise. Insurance is different. The rates for individual health insurance in Connecticut

Finding the best insurance policy for you and your family may start with finding the best agent. There is a step by step process that insurance agents use to help families find the best insurance policies. These steps can be learned, but this takes a lot of time and most people are too busy to

Insurance that will only cover you in the hospital is like the traditional hospital johnny coats. It provides more coverage than wearing nothing at all. However, you may have significant areas exposed that you wish were covered. There are other ways to lower your costs. A high deductible health plan with or without an HSA

Too many people are losing their jobs and their benefit packages. It is more important than ever for people to make the right decisions about their medical insurance coverage. This is true whether you are looking for health insurance in the state of Connecticut or need health insurance for California resident individuals or families. One

My private health insurance clients often come to me after having spent many years working for a company that provided their health insurance coverage. Often they have had little reason to give any thought to how their insurance would cover them or how much it would cost. A lot of companies only have one health

I specialize in helping clients find private health care insurance and have several hundred clients who have purchased Connecticut medical insurance plans with me as their insurance agent. At least several times a week a potential client will ask me about health insurance with no deductible. There are several plans that technically have a zero