I have never been the biggest fan of short-term medical plans. This is for several reasons. These plans do not cover preexisting conditions or preventive care. They cannot be renewed. With the advent of the Affordable Care Act, I have a new reason not to like them. They are not “creditable” which means that they
Health insurance policies that cover maternity tend to be much more expensive than policies that do not cover pregnancy expenses. Maternity expenses are, however, even more expensive. Because of this we ask our clients to thoughtfully weigh the pros and cons of any decision regarding adding or removing maternity coverage.