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Connecticut health insurance companies can drop you but only in certain circumstances. Insurance companies can drop you if you fail to pay your premiums on time or if you make a material misrepresentation.

You are not locked into an annual contract when you purchase a family or individual health insurance policy through us. Most policies are paid for on a monthly basis and can be cancelled at the end of any given month.

As you can see in the graphic below, the main reason that health insurance costs so much is because health care costs so much. Most of the money that health insurance companies take in goes right back out to pay for their policyholders claims.

It is important that you have medical coverage for your newborn. Insurance can protect you from the high costs of the life-saving procedures performed on a lot of infants. If you are in a situation where your child’s health is in danger, a lack of money should not impact the difficult decisions you will need to make. It is sad but newborn hospital deaths are highest for those with no insurance.

The idea that the uninsured already get free healthcare is often used as an argument against universal health care. It seems to me that if this were true, it should be used as an argument FOR universal health care.

There are arguments against universal healthcare that do hold water, but this isn’t one of them.

This is when I entered the picture. Wendy called me when her COBRA was about to expire. I had to tell her that even though she had played by the rules all her life, she was now uninsurable in the private market.

Earlier this year Anthem Blue Cross of CT asked the Connecticut Insurance Department for rate increases of up to 32 percent on their individual medical insurance products. These rate increases were to go into effect in October of 2009. On Thursday August 6, 2009, the Insurance Department approved rate increases of a lower amount.

Cigna health insurance is now available to individuals and families in Connecticut. Cigna joins the other health insurance companies available on a non-group basis to CT residents. The available companies are: Aetna American Republic Anthem Blue Cross Blue Shield (BCBS) Celtic Cigna Connecticare Golden Rule Fortis Cigna has several plans with a range of deductible

List of companies that sell medical insurance directly to Connecticut individuals and families. Also links to information about government sponsored plans.

I know that it is easy to blame the group and personal health insurance companies for the obscene prices they charge for medical insurance. However, I think that this is mostly inappropriate. When gas prices are high we often see ignorant people blaming their local gas station. Unlike Ed’s Service Station down the street insurance