Typically a parent will want to pay for their son’s or daughter’s insurance policy. Of course if the child is a minor and the parent has custody, there is no problem at all. If the child is an adult…
One way to lower your premiums for health insurance is to increase your deductible and your risk. Learning how to do without taking on too much risk can mean that you save a lot of money each and every month.
There are only a few ways to lower your health insurance premiums. This post is the first of three strategies that can help you get lower costs while still keeping the quality of your coverage high.
There are individual health plans that are sponsored by the State of Connecticut that do not deny based on pre existing conditions and that for many are more affordable than a private health insurance policy. Two of these programs are the Charter Oak Health Plan and the Husky program.
One of the big problems with our current health insurance system is that health insurance is often tied to employment. This means that if you lose your job, you also lose your health insurance. It also means that if your employer cancels the health insurance for your company, you can lose your coverage due to no fault of your own.
You are not locked into an annual contract when you purchase a family or individual health insurance policy through us. Most policies are paid for on a monthly basis and can be cancelled at the end of any given month.
It is important to know that with insurance although you often get more when you pay more, you don’t always get a full dollar’s worth of additional coverage for every extra dollar you pay for coverage.
Although it is important to maintain one’s vision, it may not be as important to have vision insurance. I consider vision and dental insurance to be “nice to have” coverages but not essential coverages. (Vision insurance is included in many of the medical insurance policies that we offer.)