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One of the often-heard suggestions made to fix our broken health insurance system is allowing insurance companies to sell across state lines.  The idea that additional competition will lower costs sounds logical.  The law of supply and demand should come to our rescue, right? However, health insurance is a unique product and I don’t think

Comparison shopping is one of the best ways to lower your costs for insurance, but you have probably heard that before. But you may not have considered the other six strategies outlined below

With few exceptions, all income is taken into consideration when determining whether or not you qualify for a subsidy. In fact, certain non-taxable income may need to be included when determining whether or not you qualify for Advance Premium Tax Credits (a subsidy).

I have never been the biggest fan of short-term medical plans.  This is for several reasons.  These plans do not cover preexisting conditions or preventive care.  They cannot be renewed. With the advent of the Affordable Care Act, I have a new reason not to like them.  They are not “creditable” which means that they

The Affordable Care Act can make the cost of health insurance low enough to be within the reach of an individual who is out of work.

Most Americans have Medicare available to them after they reach age 65. However, for some this isn’t viable option.

If you are looking for insurance that coordinates with Medicare, please give us a call. We can help you explore several different options for Medicare Advantage plans many of which include prescription benefits.

The first Affordable Care Act open enrollment period that started in October of 2013 ends on March 31, 2014. Unless you qualify for a special enrollment period, you will not be able to enroll in coverage until the next open enrollment period. The next open enrollment period starts on November 15, 2014 and ends on Valentine’s Day 2015.

How to pay your Blue Cross policy without a bill.

Over the years, many of our clients have asked about dental insurance. I have been hesitant to offer it without fully informing my clients about the limitations. I will try to do that in this blog post. Dental Insurance Plans We Represent: UnitedHealthOne Anthem Blue Cross       Scroll down on the page and look for “Dental