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Most Americans have Medicare available to them after they reach age 65. However, for some this isn’t viable option. If you have not worked in the United States for 10 or more years, you will have to pay the full cost of Medicare parts A and B. This is often cost prohibitive.

If you are eligible for Medicare Part A without a premium, you can certainly call us for help choosing a health insurance policy that coordinates with Medicare. We can help you select a Medicare Supplement, Medicare Advantage policy (Part C) or a Prescription Drug plan (Part D).

This blog post, however, is written for those for whom Medicare isn’t an affordable option.

Those who immigrated to the United States later in life or who for whatever reason never worked here can take advantage of the Affordable Care Act so long as they are “lawfully present.” This includes, but isn’t limited to, those who are naturalized citizens and permanent residents.

Seniors with low to moderate incomes who apply for health insurance through the Connecticut health insurance exchange, can be eligible for subsidies that can dramatically lower their costs. The policies can cover doctors, hospitals and prescriptions.

Let us know if you would like price quotes or other information for yourself or your loved ones.

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