There are more health insurance choices for Connecticut seniors than there were just a few years ago. The newer options are offer better coverage and are less expensive for many CT seniors and other Medicare beneficiaries.
Today seniors can improve on Medicare Parts A and B by purchasing either a Medicare Supplement or a Medicare Advantage policy. Both types of policies are available through our agency.
Medicare Part A will give you coverage in the hospital. Medicare Part B will give you coverage in the doctor’s office. Together they will provide you with substantial coverage, but coverage that is far from complete. You may have substantial deductibles, coinsurance payment and copays that will have to pay if you have medical expenses. You will also have to pay for your own prescription medicines.
For that reason many seniors choose to add to their coverage by purchasing a Medicare Supplement and a Prescription Drug Plan. This combination can provide nearly complete coverage in all the major areas.
Very similar coverage can be purchased through a Medicare Part C policy. A Medicare Part C policy is also known as a Medicare Advantage policy. More and more Connecticut seniors are purchasing this type of health insurance.
Why? You can get better coverage at a lower price.
The one drawback of a Medicare Part C policy is that it does not cover you well if you use out-of-network providers. Most of these plans are HMOs, which means that you will only have coverage for emergency care if you seek treatment outside of the network.
The best option for health insurance for many Connecticut seniors is a Medicare Advantage policy. For others a Medicare Supplement policy will be better. To see how these policies might work for you, please request a href=”https://1800insurancect.com/Health/Medicare-Supplement/index.htm” title=”Connecticut health insurance senior”>Senior health insurance quotes from us online or call us at 203-374-3645.