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Although it is important to maintain one’s vision, it may not be as important to have vision insurance. I consider vision and dental insurance to be “nice to have” coverages but not essential coverages. (Vision insurance is included in many of the medical insurance policies that we offer.)

Seniors looking for health insurance are today faced with a dizzying array of choices. Just a few years ago most seniors would cover themselves with Medicare parts A and B and perhaps one of the 10 Medicare supplement options.

What has happened so far has probably not had a lot of impact on how your Connecticut medical insurance policies or their costs. However, the mandates that go into effect on September 23, 2010 may change that.

One of the stated goals of health care reform is to insure more people. I know it is very early, but so far we are not getting what we expected.