At first she balked. She said that the zero deductible policy was better than the policy with the $2500 deductible. I agreed that it was. However, the real question is:
“Is the more expensive health insurance policy, $400 a month better?”
Most of us are aware that if we buy a policy with a higher deductible, we will pay less and get less coverage. This is true, but the important thing you should be aware of is that the proportionate differences are not likely to be equal. The more expensive policy may be better, but the difference in quality may not be enough to justify all of the additional cost.