In Connecticut finding health insurance for the unemployed can be easier than you might think. Many medical insurance carriers that provide group health insurance also provide medical insurance to individuals and families who are not affiliated with a group or employer.
The carriers include:
- Anthem Blue Cross Blue Shield
- United Health Care
This means that when you request prices and information regarding health insurance for unemployed people you may be pleasantly surprised at the quality of coverage and the network of doctors available to you when you are insured by one of the aforementioned health insurance carriers.
Another thing that shocks most people is the price. Health insurance for unemployed people is often less expensive than group health insurance coverage.
The bad news is that many people are denied when they apply for an individual health insurance policy. The reason insurance companies charge less to individuals is because when you apply as an individual, the company has the right to deny your application. When you apply as part of a group this isn’t the case. If you are healthy and your family is also in good health, you will probably pay a reasonable premium for good coverage. However, if you or a family member has a significant pre existing condition, coverage may not be available to you through one of the private health insurance companies.
If you are looking for health insurance in Connecticut, we would love to help you. If you are looking for Wyoming unemployed health insurance or coverage in another state, an agent local to you will get quotes and information to you.